UAE Final Settlement Calculator

End-of-service gratuity + leave encashment + notice + pending salary — per UAE Federal Decree-Law No. 33 of 2021.

Last reviewed: · General information, not legal advice

The short answer

A UAE final settlement is the end-of-service gratuity plus cash for unused annual leave, any unpaid salary and notice pay, minus documented amounts you owe. For mainland private-sector employees, gratuity under Article 51 of Federal Decree-Law No. 33 of 2021 is 21 days' basic wage per year for the first five years and 30 days' basic wage per year after that, pro rata for part years, capped at two years' wage, and only after at least one year of continuous service. The employer must pay everything within 14 days of the contract ending (Article 53). Resigning no longer reduces gratuity.

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All figures in AED. Gratuity is calculated on basic salary under UAE law.

Your estimated final settlement

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Need gratuity only? Try the UAE Gratuity Calculator on our hub.

Frequently asked questions

How is end-of-service gratuity calculated in the UAE?

Under Article 51 of Federal Decree-Law No. 33 of 2021 (mainland UAE), an employee who completes at least one year of continuous service is entitled to end-of-service gratuity of 21 days' basic wage for each of the first 5 years and 30 days' basic wage for each year beyond 5 years, paid pro rata for part years. Total gratuity cannot exceed 2 years' wage. Like most calculators, this one uses a daily wage of basic monthly salary ÷ 30 and applies the cap as 24 months of basic salary; the law itself says "two years' wage". Days of unpaid absence do not count toward service.

What is included in a UAE full and final settlement?

End-of-service gratuity, cash for unused annual leave (paid at basic wage), pending unpaid salary for days worked, notice-period pay if the notice period was not worked, minus documented amounts you owe the employer such as loans or advances. A return ticket may also apply depending on your contract.

When must my final settlement be paid in the UAE?

Within 14 days of the date the employment contract ends (Article 53 of Federal Decree-Law No. 33 of 2021). If it is late or wrong, you can file a complaint with MOHRE.

Do I lose gratuity if I resign?

No. Under Federal Decree-Law No. 33 of 2021 (in force since 2 February 2022), gratuity is calculated the same way whether you resign or are terminated, provided you have at least one year of continuous service. The old reductions for resigning from an unlimited contract no longer apply.

⚠️ Estimate only — not legal or financial advice. This tool follows the mainland UAE Federal Decree-Law No. 33 of 2021 (Articles 51 and 53; official MOHRE English text). Free zones (e.g. DIFC, ADGM), domestic workers, and specific contract terms can differ. For a binding figure, check with your employer's HR or the UAE Ministry of Human Resources & Emiratisation (MOHRE).

Guides & further reading

UAE End of Service Calculator

UAE Leave Salary & Encashment Calculator

Gratuity After 5 Years: the 21 vs 30 Day Bands

Dubai Gratuity: Mainland, DIFC and Free Zones

Limited vs Unlimited Contracts After the 2022 Reform

Unpaid Salary or Gratuity: How to Complain to MOHRE

UAE Full & Final Settlement: The Complete 2026 Guide

UAE Gratuity Law Explained (Federal Decree-Law No. 33 of 2021)

UAE Notice Period Pay: How Much Are You Owed?

Domestic Worker Gratuity in the UAE: Maids, Nannies & Drivers